WHAT SHOULD I EXPECT
While we cannot speak to your policy, the general process for filing a claim is described below.
Assess The Damage
Inspect and photograph any visible damage to your home, making detailed notes.
Claim Approval
Review the adjuster’s report and ensure the repair estimate aligns with the necessary work. Your contractor will assist in negotiations if needed.
Contact You Insurer
Report the damage to your insurance company as soon as possible. You may consider having an experienced contractor inspect your property first.
Repair Work
Once the claim is approved, your contractor will begin the repair process, keeping you informed throughout.
Inspection & Estimate
Your insurance company will send an adjuster to assess the damage. At the same time, hire a reliable contractor (like Twin Pine Contracting) to provide a repair estimate.
Final Inspection & Payment
After the repairs are complete, conduct a final walkthrough with your contractor. Submit the final documentation to your insurer to receive payment and close out the claim.